Your Frisco Vacation Home Insurance Agent
As an independent insurance agent, Parkwood Insurance can get you the best coverage for your vacation home. Whether you have a cabin in the woods or family lake house, your vacation home is a special place where you go to relax and make memories that you want to protect. Parkwood Insurance has you covered.
Why Do I Need Vacation Home Insurance?
Just as your primary home has costs, upkeep and liability concerns so does your vacation home. In fact your vacation home may be more vulnerable to theft or catastrophic fire as it has long periods of being vacant. For example, if a pipe were to freeze and break in the winter, it may be a while before the issue is resolved and lead to more substantial damage than in an occupied home where a leak would be noticed a lot sooner.
In addition, most vacation home have swimming pools and hot tubs so you will want to make sure you have extra liability coverage so you are not liable if anyone was to injure themselves on your property.
If you don’t choose to get vacation rental insurance coverage, you are taking on a big financial risk should any accidents or disasters occur.
How To Get The Best Vacation Home Insurance in Frisco
Generally speaking, rates for unoccupied homes are higher than those for occupied year-round homes.The very qualities that make a vacation home charming – the remote location in the woods, its proximity to the ocean, the tiled pool – can also make it more complicated to insure. However, you can count on us to give you an objective assessment of your vacation home risks, insurance options and rates.
Buying a second home is a big investment, but with the appropriate insurance coverage, you can relax and enjoy your vacation home knowing that you’re covered. Whatever your second home insurance needs, we can help get the best coverage for your needs.